A safe roof over the head is every human being’s birth right in a civilized society. But is it possible in a populous country like India? It is possible, if we start the initiative now by making the right move in the right direction. We heard a bit about the new Union Urban Development Minister Mr.Venkiah Naidu’s talk about his objective of reducing interest rates on home loans recently.

   Good intent in the right direction! Mr. Naidu was indirectly hinting that it will help prevent black money, corruption and crimes. But, the root cause of corruption, black money and crime is not real estate as many of us mistakenly believe. Think about this: A flat costing Rs. 50 lakh is rented out for Rs. 12,000 per month, while the interest on loan amount is of Rs. 45000 per month. This is the gap the new government needs to bridge. It can happen only if the government shows the willingness to make homes affordable.

   You have....